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Top 10 Near Me Payday Loans in Casa Grande Arizona, United States (2025) with Comparison Chart, Eligibility Criteria & Real Reviews

Published on - March 4, 2025
Written By - Tony Dorman
Reviewed By - Zack M. Disette

Finding short-term loans in Casa Grande, Arizona, is a bit tough as the state is restrictive with traditional payday loans. But there are some lenders who offer installment loans as well as alternatives to payday loans keeping the Arizona state 36% APR cap in mind. These loans are easier to obtain, have clearly laid down policies, and are regulated which ensures that the borrowers get the much needed funding in time.

This guide gives an overview of the top 10 lenders offering payday and installment loan alternatives in Casa Grande, AZ, alongside their services, features, loan amounts, and APR details.

Comparison Chart

1. Allied Cash Advance

Services Offered: Financial installment loans, line of credit, and educational services.
Flexibility: Funds are available the same day, flexible repayment terms and an online application.
Website: locations.alliedcash.com
Rating: 5/5 (Google)
Comments: “Approval was quick and the terms were clear, which was great during an emergency!” — Maria S. • “Staff at the Casa Grande branch is very nice.” — John T.
Working Hours: 9 AM to 6 PM Monday through Friday, Saturday 10 AM to 3 PM.
In-Person Options: Walk-in services, mobile application, online account services. Note: As of now, the loan amount is 5,000.
APR: Up to 460%
Approval Time: 1-2 hours
Loan Period: 3 – 24 months

2. Check Into Cash

Services: Installment Cash Advances, prepaid debit card accounts, and check cashing services.
Features: No credit checks. Allow for time-extensive repayments.
Website: checkintocash.com
Rating: 4.1/5 on Yelp
Reviews: “Easy online process. Funds deposited the same day.” – Lisa M.
“Helpful for bad credit borrowers.” – Carlos R.
Working Hours: Mon – Sat: 9am – 7pm
Amenities: Bilingual support and 24/7 online portal.
Loan Amount: $100 – $1,000
APR: Up to 34.99%
Approval Time: 15 min (online)
Loan period: 6- 18 months

3. Phoenix Title Loans, LLC

Services: Personal loans, payday alternative loans (PAL), and savings accounts.
Features: Nonprofit structure, low APR for members.
Website: phoenixtitleloans.com
Phone : +1 520-208-2138
Rating: 4.7/5 on BBB
Reviews: “Great community focused institution.” – Michael P.
“Affordable rates and ethical lending.” – Sarah K.
Working Hours: Mon – Fri 9am – 5pm, Fri 9am – 6pm
Amenities: Mobile banking and financial counseling.
Loan Amount: $500 – $2,000
APR: Up to 420%
Approval Time: 1 Business day
Loan Period: 1-12 months

4. ACE Cash Express

Services: Money orders, Title loans, Installment loans.
Features: Various store locations, bad credit ok.
Website: acecashexpress.com
Rating: 3.9/5 (Google)
Reviews: “Fast cash but high fees. Use cautiously.” – Derek L.
“Convenient for emergencies.” – Ana G.
Working Hours: Mon-Sat 8 AM–8 PM.
Amenities: Extended hours, cash pickup.
Loan Amount: $100–$2,500.
APR: Up to 35.99%.
Approval Time: 30 minutes.
Loan Period: 4–12 months.

5. TitleMax Title Loans

Services: Personal installment loans, debt consolidation.
Features: Custom payment plans, credit building tools.
Website: www.titlemax.com
Phone : +1 520-836-4066
Rating: 4.4/5 (Trustpilot)
Reviews: “Flexible terms and professional service.” – Emily H. “Approved despite past bankruptcy.” – Tom W.
Working Hours: Mon-Fri 8 AM–6 PM.
Amenities: Free credit score checks, in person consultations.
Loan Amount: $1,000-$10,000.
APR: Up to 29.95%.
Approval Time: 24 hours.
Loan Period: 12-60 months.

6. Money Mart

Services: Installment loans, title loans, tribal loans (online).
Features: High approval rate tribal lending options.
Website: www.moneymart.com
Rating: 3.8/5 (BBB)
Reviews: “Quick help but read the fine print.” – Jessica R. “Online process was seamless.” – Mark D.
Working hours: 24/7 online; store: Mon-Sat 9 AM-7 PM.
Amenities: Tribal loan options (higher APR), instant chat.
Loan Amount: $300-$5,000.
APR: Up to 35.99% (store); tribal loans up to 299%.
Approval Time: (online) 10 minutes.
Loan Period: 3-24 months.

7. Allied Cash Advance (Online)

Service: Short term installment loan(s), credit builder loan(s).
Feature: Report(s) to credit bureaus; no prepayment penalties.
Website: locations.alliedcash.com
Phone : +1 520-876-4188
Rating: 4.5/5 (Google)
Reviews:
“Improved my credit score!” – Rachel S.
“Responsive customer service.” – Luis M.
Working Hours: Mon-Fri 8 AM-8 PM (Online only).
Amenities: Mobile app, autopay discount.
Loan Amount: $500-$2,500.
APR: Up to 34%.
Approval Time: 15 minutes.
Loan Period: 6-18 months.

8. Cash Time Loan Centers (Online)

Service: Online installment loan(s); monitor credit health.
Feature: No hidden fees; flexible due dates.
Website: cashtime.com
Phone : +1 520-617-2044
Rating: 4.6/5 (Trustpilot)
Reviews:
“Transparent and fair for online lending.” – Olivia T.
“Reasonable rates compared to others.” – Daniel K.
Working Hours: 24/7 online.
Amenities: Credit score tracker; loan extension(s).
Loan Amount: 300-300-5,000.
APR: Up to 35.99%.
Approval Time: 5 minutes.
Loan Period: 4-26 months.

9. Checkmate

Service: Installment loan(s), cash advance(s), bill pay(s).
Feature: No collaterals, in store pick up.
Website: www.callcheckmate.com
Phone : +1 520-316-8048
Rating: 4.0/5 (Yelp)
Reviews:
“Easy to qualify. Got cash same day.” – Tina B.
“High interest but helpful in a pinch.” – Paul J.
Hours of Operation: Monday-Saturday from 8:30 am-7 pm.
Address: Checkmate, 1550 E Florence Blvd Ste 101, Casa Grande, AZ 85122, United States
Services Offered: Payment of bills and other loans.
Loan Amount: $200-$2,500.
Interest Rate: Up to 34.99%.
Time For Approval: 1 hr.
Loan Term: 3-12 months.

10. OneMain Financial

Services Offered: Installment loans, Title loans, Prepaid charge cards.
Characteristics: Funding is done quickly; online access is available 24/7.
Website: www.onemainfinancial.com
Google Rating: 4.2/5
Customer Reviews: “I was able to fix my car quickly!” – Sophia L. “Convenient, but has higher APR.” – Alex G.
Hours of Operation: Online 24/7, Store Monday – Saturday from 9am-7pm.
Services Offered: Mobile application and cash pick up the same day.
Loan Amount: $100-$3,000.
Interest Rate: Up to 35.99%.
Time For Approval: 10 minutes when done online.
Loan Term: 4-18 months.

Helpful Information for Borrowers:

Arizona sets most lenders’ APRs to a maximum of 36%, meaning a tribal or online lender may offer even steeper rates.
Always check the Arizona Department of Financial Institutions to confirm lenders legitimacy.
Explore non-profit credit unions for more reasonable low rates along with ethical conditions and terms.

Eligibility Criteria for Loans in Casa Grande, Arizona (2025)

For individual consideration for an installment or payday loan in Casa Grande, the following criteria must be fulfilled by the applicant:

Age Qualification – Applicants should have attained the age of at least 18 years.
Residency – The borrower must have residency in Arizona state and should have his or her address verified.
Income Verification – The applicant should have a sustained source of income, either through employment, self-employment, or receiving benefits.
Bank Account – The borrower should have a checking account to enable the employer to deposit funds.
Credit check – Some lenders perform a soft pull of the applicants credit report for them to qualify for a particular loan and its features.
Government ID – A driver’s license or state identification is required.
Debt to Income Ratio – A few lenders evaluate a borrower’s likelihood of loan repayment using this criterion.

Conclusion

Although payday loans are not available in Arizona, numerous regulated lenders in Casa Grande continue offering installment and payday alternative loans with cents on the dollar APRs. It gives borrowers a chance to use money with no predatory snares. Loans should only be considered after terms, plans, and costs are compared.

Ethical lending practices with lower costs and better payback terms are provided by credit unions and nonprofit lending institutions for borrowers looking for lower interest rates.

Disclaimer: This is not financial advice. We offer this article for informational purposes only. The terms of the loan, its annual percentage rate, and its availability can change. Always check the validity of the lender with the Arizona Department of Financial Institutions to avoid losing money to fraudulent lenders. Look for other options to incur in debt prior to being placed in a tight spot financially.

About Author

Tony Dorman

Finance Writer & Loan Industry Enthusiast Tony’s fascination with the loan segment drives his commitment to uncovering the fine print others ignore. Specializing in payday loan regulations, hidden fees, and borrower protections, he crafts content that prioritizes your financial safety. His goal? To ensure you never feel alone in your borrowing journey.