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Top 10 Near Me Payday Loans in Anaheim, California (2025) with Comparison Chart, Eligibility Criteria & Real Reviews

Published on - March 8, 2025
Written By - Tony Dorman
Reviewed By - Zack M. Disette

Payday loans are intended for quick funding in times of unanticipated financial emergencies and come with their share of high costs. In Anaheim, California, a number of lenders provide payday loans with varying features such as online applications, in-store pickups, and flexible repayment options. However, it is equally important to evaluate the alternatives, costs, and terms before making decisions. In this guide, I detail the best providers of payday loans in Anaheim along with their eligibility criteria and tips on responsible borrowing.

Comparison Chart

1. Cal Payday Loans

Services: Cash advance loans, check cashing, PayDay advance loans.
Features: Credit counseling, Same day funding, online application and pick up at store.
Website: calycashadvance.com
Rating: 4.3/5 based on 1.2K reviews
Reviews: “First time getting funded, but the APR is crazy.”
Hours: Mon-Fri 8:30am-7:00pm, Sat 9am-5:00pm
Location: 804 S Anaheim Blvd, Anaheim, CA 92805, United States
Staff: Bilingual, Financial literacy resources.
Loan: $100- $300 CA state loan cap.
APR: 390% 14 day term.
Approval Time: 30 mins.
Loan Duration: 14-31 Days.

2. US Cash Advance

Website: cash-advance.us
Ratings: 4.0 out of 5 stars based on over 950 reviews.
Reviews: “Friendly employees, but the charges can be too high.”
Working Hours: Monday through Saturday from 9:00 a.m. to 6:00 p.m.
Location: 254 N Anaheim Blvd a1, Anaheim, CA 92805, United States
Amenities: a mobile application for loan tracking and management.
Min/Max Loan: $50- $300.
APR: 400% on a 14-day term.
Approval Time: out in 15 minutes (online).
Loan Period: 14 days.

3. Speedy Cash Anaheim

Services: Cash advance payday loans, installment loans, and prepaid debit cards.
Features: Online access 24 hours a day, same day direct deposits.
Website: www.speedycash.com
Ratings: 4.5 out of 5 stars based on over 1500 reviews.
Reviews: “They provide a quick cash advance, but make sure you check the terms and conditions.”
Working Hours: Online 24/7; Mon-Fri from 9:00 a.m. to 7:00 p.m. in store.
Location: 101 S Brookhurst St, Anaheim, CA 92804, United States
Amenities: Discounts for Veterans, loyalty rewards.
Min/Max Loan: $100- $300.
APR: 375% on 14-day term.
Approval Time: Instant (in store).
Loan Period: 14-30 days.

4. Anaheim Quick Loans

Services: Cash advance payday loans and emergency cash advance.
Features: No fees, first-time borrower level discounts.
Website: loanforanypurpose.com
Ratings: 4.6 out 5 from over 800 reviews.
Reviews: “Fees and terms are very reasonable. It’s easy to use in an emergency.”
Working Hours: Mon-Sun 7:00 a.m. to 10:00 PM online.
Location: 2801 W Lincoln Ave ste 1001, Anaheim, CA 92801, United States
Other Services: AI assisted chatbot help, approval with e-signatures.
Loan Amount: $200 – $300
Percentage Rate: 380%
Loan Approval Waiting Period: 10 minutes
Term of Loan: 14 days

5. ACE Cash Express Anaheim

Loan Services: Payday loans, checking account cashing, selling financial instruments.
Extended repayment aid, credit builder loan.
Webpage: acecashexpress.com
Customer Reviews: 3.9/5 Average of 700+ Reviews
Customer Comments: Positive service, but too pricey for frequent borrowers.
Hours of Operation: Monday to Friday 8 AM to 8 PM; Saturday 9 AM to 5 PM
Business Address: 1204 S Euclid St, Anaheim, CA 92802, United States
Other Services: Tax filing aid, payment of bills.
Loan Amount: $100 – $300
APRs: Up to 399%
Loan Approval Waiting Period: 1 hour
Loan Duration: 14 – 31 days

6. PayDayAllDay

Loan Services: Payday loans, and other loans with a maximum of $3000
Other Services: Services throughout the country, enrollment with negative credit marks is accepted.
Webpage: paydayallday.com
Customer Reviews: 4.2/5 Average of 2000+ Reviews
Customer Comments: Heartbreaking APR, got me out of tough binds
Hours of Operation: 24/7 Online
Business Address: 2262 E Lincoln Ave, Anaheim, CA 92806, United States
Other Services: Mobile website, payment alerts.
Loan Amount: $100 – $300 (payday); $3000 (installment). Maximum Amount: $3000
Percentage Rate: 450 per cent (payday), 200 percent (installment).
Loan Approval Waiting Period: 5 minutes
Loan Duration: 14 days (payday); 6 to 24 months (installment).

7. LendUp Loans

Services Offered: Pay Day Loans, Credit Building Instruments
Features: No rollover fees, free financial courses
Website: lendup.com
Ratings: 4.1/5 (600+ reviews)
Reviews: “Educational resources are a bonus!”
Working hours: Online 24/7
Location: Online only (CA licensed)
Amenities: Credit score monitoring and rewards for timely payments.
Min/Max Loan: $ 100 – $300
APR: Up to 350%
Approval Time: 15 minutes
Loan Period: 14 – 30 days

8. Anaheim Credit Union Pay Day Alternative (PAL)

Services: Low-interest payday alternative loans (PALs).
Features: APR capped at 28; credit union membership required.
Website: anaheimcu.org
Ratings: 4.8/5 (400+ reviews)
Reviews: “Affordable and ethical option!”
Working Hours: Mon – Fri 9 AM – 5 PM
Location: 555 N State College Blvd, Anaheim, CA 92806.
Amenities: Free financial workshops, low fee checking accounts.
Min/Max Loan $ 200 – $1000
APR: Up to 28%
Approval Time: 24 – 48 hours
Loan Period: 1 – 6 months

9. Cashback Loans

Services: Installment loans, credit monitoring.
Features: 0% APR trial loans, mobile banking.
Website: www.cashbackloans.com
Ratings: 4.4/5 (1,800+ reviews)
Reviews: “Great app, but stricter eligibility.”
Working Hours: Online 24/7
Location: Online only
Amenities: Cash back rewards, investment tools.
Minimum and maximum loan: $500 to $2,500.
Annual percentage rate (APR): 5.99% to 29.99%.
Approval time: Immediate.
Maximum loan period: 36 months.

10. Cambio Plus Check Cashing

Services offered: Title loans, payday loans, pawnshop services
Features: Utilize 24/7 online portal; enable collateral based loans.
Website: N/A
Ratings: 3.7 out of five stars from over 500 rewiews.
Reviews: “Good for car title loans, but risky.”
Working hours: Monday through Saturday from 8 AM to 9 PM.
Location: 616 N Anaheim Blvd c, Anaheim, CA 92805, United States
Phone : +1 714-603-7041
Secure item storage for pawns is available.
Minimum and maximum loan: $100 for payday loans, $1,000 for title loans.
APR: 399% for payday loans, 100-200% for title.
Approval time: 20 minutes.
Loan period: 30 days for payday loans, title loans 12 to 24 months.

Key Notes for 2025:

Maximum fee for payday loans set at $300 with a maximum fee of $45.
High Annual percentage rates from 300 to 450%.
Alternative loan options provided by credit unions are ethical with an APR lower than 30 percent.
Always confirm licensure using the Department of Financial Protection of California website.

Spend money from payday loans prudently and look for solutions like credit advising or in case of emergency.

Eligibility Criteria for Payday Loans in Anaheim, California (2025)

To get a payday loan in Anaheim, applicants need the following minimum sets:
Age: Must be at least 18 years old.
Residency: The applicant is required to be a resident of the state of California.
Income: There is a source of verifiable income (employment, benefits, etc).
Identification: There must be a valid government issued identification.
Bank Account: There must be an active checking account that can receive online loans or deposits.
Credit Check: Most lenders do not require a credit check, however restrictions may apply.

Conclusion

Payday loans tend to be more expensive and unfavorable financially because the APRs are high, and the repayment terms are short. For healthier financial well-being, PALs from credit unions and some installment loans with lower APRs are preferred. Always check the terms and conditions and seek financial counseling services prior to borrowing.

Disclaimer

This is an informative piece and does not serve as financial advice. Loans of this kind are controlled by the laws of California, so the borrowers will want to confirm the legitimacy of the lender prior to application. Explore other financial options other than a payday loan.

About Author

Tony Dorman

Finance Writer & Loan Industry Enthusiast Tony’s fascination with the loan segment drives his commitment to uncovering the fine print others ignore. Specializing in payday loan regulations, hidden fees, and borrower protections, he crafts content that prioritizes your financial safety. His goal? To ensure you never feel alone in your borrowing journey.