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Near Me Payday Loans in Alhambra California (2025) with Comparison Chart, Eligibility Criteria & Real Reviews

Published on - March 7, 2025
Written By - Tony Dorman
Reviewed By - Zack M. Disette

Payday lenders extend short-term, high-interest loans to borrowers facing financial emergencies. In Alhambra, California, a number of payday lenders provide loans through physical stores and websites for clients that need instant approval. Though useful when solving urgent financial problems, setting too high of an APR on payday loans comes with several problems that may be solved with a credit union payday alternatives (PAL) loan with lower interest rates.
This article offers a complete assessment of the 10 most used payday loan lenders in Alhambra, their characteristics, and the qualifying requirements in 2025.

Comparison Chart

1. Advance America

Services: Cash advance services, loans, and sales of money orders.
Features: Direct deposit cash advance, account management via mobile devices, 24/7 customer support.
Website: advanceamerica.net
Rating: 4.1/5 (Google Reviews)
Reviews: “Friendly staff. Fast cash but pricey.”
Hours: Mon-Sat 9:00 AM – 6:00 PM
Location: Advance America, 2581 W Commonwealth Ave, Alhambra, CA 91803, United States
Amenities: Staff fluent in two languages, fully accessible to disabled individuals, online account management.
Loan Amount: $50–$300
APR: Up to 460%
Approval time (in-store): 15 minutes
Loan period: 14–30 days

2. ACE Cash Express

Services: Cash advance services, prepaid debit card sales, and money orders.
Features: Mobile account management, direct deposit to prepaid debit cards.
Website: acecashexpress.com
Rating: 3.9/5 (Yelp)
Reviews: “Easy to access, but the High APR is a negative.”
Hours: Mon-Fri 8:00 AM to 7:00 PM, Sat 9:00 AM to 5:00 PM
Location: ACE Cash Express, 1700 W Valley Blvd, Alhambra, CA 91803, United States
Amenities: There is an ATM, and the staff speaks Spanish.
Loan Amount: $100-$300
APR: Up to 450%
Approval Time: Same day
Loan Period: Two weeks

3. Quick Stop Loans

Services: Cash advance payments and cashing checks, as well as offering title loans to out of state clients.
Features: Provide longer terms for repayment and allow customers to renew online.
Website: americaloa.com
Phone : + 1 323-725-6558
Rating: 4.0/5 (Google Reviews)
Reviews: “They are fast, but extremely difficult when it comes to paying back loans.”
Hours: Mon-Sat 9:00 AM to 6:00 PM
Location: Quick Stop Loans, 2343 S Garfield Ave, Monterey Park, CA 91754, United States
Amenities: Offers free classes for better management of personal finances.
Loan Amount: $100- $300
APR: Up to 460%
Approval Time: One hour with an option to apply in-person
Loan Period: 14 to 30 days

4. Speedy Cash

Services: offer payday and installment loans with money transfers, but only online.
Features: Approved instantly when applied for online, with cash available in partner stores.
Website: speedycash.com
Rating: 4.2 out of 5 (Trustpilot)
Reviews: “Fees can escalate really quickly even though service is done online.”
Hours: Open 24/7.
Speedy Cash, 3447 E Cesar E Chavez Ave, Los Angeles, CA 90063, United States
Timings : (Mon-Fri 10:00 AM – 5:00 PM)
Amenities: Chat available 24/7. Flexible repayment options.
Loan Amount: $100–$300
APR: Up to 420%
Approval Time: Instant for online requests.
Loan Period: 14–30 days

5. Cashback Loans

Services: Payday loans; auto equity loans not available to base California residents.
Features: No credit checks offered. Customers are treated as individuals not as numbers.
Website: cashbackloans.com
Phone : +1 323-259-0993
Rating: 4.3 out of 5 (Google Reviews)
Reviews: “Convenient for emergencies, interest is quite high.”
Hours: Mon-Fri 8:30 AM – 5:30 PM
Location: 222 W Commonwealth Ave, Alhambra, CA 91801
Amenities: Notary aides, disability access.
Loan Amount: $200–$300
APR: Up to 460%
Approval Time: Within 30 minutes.
Loan Period: 14 days

6. STT Lending

Services: Payday loans, check cashing, money transfers.
Features: Family owned business, loyalty gives flexible repayment options for repeat customers.
Website: No available website for the local store.
Phone : +1 626-631-7913
Rating: ﹅4.5 stars out of five on Yelp.
Reviews: “They are courteous and support local businesses, but they do not lend money in large quantities.”
Hours: Monday to Saturday, operating from 7:00 AM – 8:00 PM.
Location: 33 E Valley Blvd, Alhambra, CA 91801, United States
Amenities: Services for Western Union with extended hours available.
Loan Amount: $50 – $ 300 dollars.
APR: Up to 450%
Approval Time: 10 minutes.
Loan Period: Two weeks.

7. Ame Cash Advance

Services: Loans targeted for payday, assisting with preparation of taxes, and swapping contry’s currency.
Features: Managing the loan online as well as fee-free first loan for customers that have no previous accounts on the site.
Website: ameribadcreditloans.com
Rating: 3.8 stars out of five on Google Reviews.
Reviews: “They are decent for providing small amounts of credit, just don’t take out loans for longer periods.”
Hours: Monday through Friday, 9:00 AM to 7:00 PM, Saturday from 10:00 AM to 4 PM.
Location: 717 W Santa Anita St, San Gabriel, CA 91776, United States
Amenities: Help with preparing taxes, can converse and write in several languages.
Loan amount: $100 -$ 300
APR: Up to 460 percent.
Approval time: Same day.
Loan period: Between 14 to 30 days.

8. Loan Till Payday Online

Services: Loans targeted for payday and pledging valuables as collateral, alongside buying gold.
Features: Loans based on collateral and providing cash immediately.
Website: nowpersonalloan.com
Rating: 4.0/5 (Yelp)
Reviews: “Quick but only useful for small amounts.”
Hours: Mon-Sat 8:00 AM – 6:00 PM
Location: 4521 Gage Ave, Bell, CA 90201, United States
Amenities: Jewelry appraisal, secure lobby
Loan Amount: $50 – $300
APR: Up to 460%
Approval Time: 20 minutes
Loan Period: 14 days

9. 5 Star Car Title Loans

Services: Payday loans, installment loans (online), bill pay.
Features: Nationwide network, credit score check optional.
Website : 5starloans.com
Rating: 3.7/5 (Trustpilot)
Reviews: “Easy online process, but high APR.”
Hours: Mon-Fri 10:00 AM – 6:00 PM
Location: 2250 W Main St, Alhambra, CA 91801, United States
Amenities: Online loan extensions, text alerts.
Loan Amount: $100 – $300
APR: Up to 460%
Approval Time: 1 hour (online)
Loan Period: 14 – 30 days

10. California Cash Advance

Services: Payday loans, notary services, money orders.
Features: No bank account required, cash disbursement in minutes.
Website: www.flexiblefinanceloans.com
Phone : +1 626-401-2000
Rating: 4.4/5 (Google Reviews)
Reviews: “Dependable for short-term loans, but check the details.”
Hours: Monday to Saturday, 8:00 a.m to 7:00 p.m
Address: 2821 Peck Rd c, South El Monte, CA 91733, United States
Features: Complimentary coffee/waiting area, CCTV coverage.
Loan Amount: $50-$300
Interest: Up To 460%
Time for Decision: 15 minutes.
Duration of Loan: 14 days

Important Comments:

• Interest: All lenders are within California’s restriction of 15 percent (~ 460 percent APR for 14-day loans) owing to a cap.
• Duration of Loan: 14-30 days is common, but CA law prohibits any extensions.
• Other Options: Try credit union payday loan alternatives (PALs) for lower interest rates, over 28 percent.
Always take care to examine the conditions before taking out a loan and check for financial advice.

Eligibility Criteria For A Payday Loan In Alhambra, CA (2025)

In general, the criteria to receive a payday loan in Alhambra are:

Minimum Age: They must be over the age of 18.
Minimum Residency: They should be a resident of California and whoever issues an ID.
Employment Status: You should have a regular form of payment (work or government aid).
Checking Account: Most require you to already have a checking account open to receive payment.
Credit history: Most lenders approve loans with very little, if not any, past credit history. Some may perform a soft credit check, but most will overlook credit history.
Loan Limits: California has legally allowed all payday loans to cap at $300. They also enforce a borrow fee limit of 15 percent, or $15 for every $100 throughout the life of the loan.

Conclusion

Residents of Alhambra, California, have access to high-interest payday loans that assist with emergency expenses, but these come with a steep price. Their terms should be considered along with fees, while looking into credit union PALS loans that are associate with much lower interest rates. Sound borrowing and managing your money in advance may lessen the dangers of payday loans.

Disclaimer

All information contained in the document is not financial advice. There is the high cost of fees with payday loans, meaning they should only be used in emergencies. Consider lenders’ terms as well as alternatives to these loans while figuring out how to borrow money.

About Author

Tony Dorman

Finance Writer & Loan Industry Enthusiast Tony’s fascination with the loan segment drives his commitment to uncovering the fine print others ignore. Specializing in payday loan regulations, hidden fees, and borrower protections, he crafts content that prioritizes your financial safety. His goal? To ensure you never feel alone in your borrowing journey.